[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sras.cz\/penize-uz-za-jeden-den\/#Article","mainEntityOfPage":"https:\/\/www.sras.cz\/penize-uz-za-jeden-den\/","headline":"Pen\u00edze u\u017e za jeden den","name":"Pen\u00edze u\u017e za jeden den","description":"V\u016fbec jste netu\u0161ili, \u017ee m\u00e1te z\u00e1znam v registru dlu\u017en\u00edk\u016f. Musel vzniknout nedopat\u0159en\u00edm u\u017e p\u0159ed mnoha lety, kdy jste se st\u011bhovali z jednoho m\u011bsta do druh\u00e9ho. Pozdn\u00ed zaplacen\u00ed slo\u017eenky zp\u016fsobilo, \u017ee v\u00e1m nyn\u00ed banka odm\u00edtla schv\u00e1lit \u017e\u00e1dost o \u00fav\u011br. Jak te\u010f postupovat? Nepo\u010d\u00edtali jste s negativn\u00edm vyj\u00e1d\u0159en\u00edm a \u00fav\u011br pot\u0159ebujete na rekonstrukci domu. Je tu pro […]","datePublished":"2017-10-01","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.sras.cz\/author\/#Person","name":"sras.cz","url":"https:\/\/www.sras.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b72fc1bf1bf254b4118ef99c1da35a199f5a8e7c33c2166eae92618994df57ea?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b72fc1bf1bf254b4118ef99c1da35a199f5a8e7c33c2166eae92618994df57ea?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sras.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sras.cz\/wp-content\/uploads\/img_a303526_w2445_t1513876890.jpg","url":"https:\/\/www.sras.cz\/wp-content\/uploads\/img_a303526_w2445_t1513876890.jpg","height":0,"width":0},"url":"https:\/\/www.sras.cz\/penize-uz-za-jeden-den\/","about":["Finance"],"wordCount":404,"articleBody":"   V\u016fbec jste netu\u0161ili, \u017ee m\u00e1te z\u00e1znam v registru dlu\u017en\u00edk\u016f. Musel vzniknout nedopat\u0159en\u00edm u\u017e p\u0159ed mnoha lety, kdy jste se st\u011bhovali z jednoho m\u011bsta do druh\u00e9ho. Pozdn\u00ed zaplacen\u00ed slo\u017eenky zp\u016fsobilo, \u017ee v\u00e1m nyn\u00ed banka odm\u00edtla schv\u00e1lit \u017e\u00e1dost o \u00fav\u011br. Jak te\u010f postupovat? Nepo\u010d\u00edtali jste s negativn\u00edm vyj\u00e1d\u0159en\u00edm a \u00fav\u011br pot\u0159ebujete na rekonstrukci domu. Je tu pro v\u00e1s nebankovn\u00ed hypot\u00e9ka. Kdy dostanu pen\u00edze?  Nejprve je t\u0159eba vyplnit kontaktn\u00ed formul\u00e1\u0159 a zaslat n\u011bkolik dokument\u016f. Nemus\u00edte m\u00edt obavy. U n\u00e1s je proces vy\u0159\u00edzen\u00ed hypot\u00e9ky velmi jednoduch\u00fd. Sna\u017e\u00edme se sn\u00ed\u017eit administrativn\u00ed z\u00e1t\u011b\u017e na minimum a po\u017eadujeme jen n\u011bkolik z\u00e1kladn\u00edch doklad\u016f. Poskytnut\u00ed hypot\u00e9ky urychl\u00ed i zasl\u00e1n\u00ed fotografi\u00ed nemovitosti, kterou d\u00e1v\u00e1te do z\u00e1stavy. M\u016f\u017eeme prov\u00e9st expresn\u00ed odhad ceny. N\u00e1\u0161 pracovn\u00edk s v\u00e1mi bude v kontaktu po celou dobu pod\u00e1n\u00ed \u017e\u00e1dosti o \u00fav\u011br a pom\u016f\u017ee v\u00e1m zorientovat se v jednotliv\u00fdch procesech. Jakmile za\u0161lete po\u017eadovan\u00e9 dokumenty, p\u0159istupujeme ke schv\u00e1len\u00ed \u00fav\u011bru. Na vyj\u00e1d\u0159en\u00ed budete \u010dekat jen velmi kr\u00e1tkou chv\u00edli, zpravidla jeden pracovn\u00ed den. Ihned pot\u00e9 jsou pen\u00edze zasl\u00e1ny na v\u00e1\u0161 bankovn\u00ed \u00fa\u010det. Zam\u00edtnete mi \u017e\u00e1dost z d\u016fvodu p\u0159edchoz\u00edho z\u00e1znamu v registru?  Na\u0161i finan\u010dn\u00ed specialist\u00e9 maj\u00ed mo\u017enost posuzovat individu\u00e1ln\u011b ka\u017edou ze \u017e\u00e1dost\u00ed a nastavit pro klienty optim\u00e1ln\u00ed podm\u00ednky spl\u00e1cen\u00ed. V\u017edy posuzujeme, jak z\u00e1znam v registru vzniknul, jak je star\u00fd a zda m\u00e1 vliv na sou\u010dasnou schopnost klienta spl\u00e1cet \u00fav\u011br. Z\u00e1znam v registru zpravidla neb\u00fdv\u00e1 p\u0159ek\u00e1\u017ekou aktu\u00e1ln\u00edho poskytnut\u00ed \u00fav\u011bru. Jak budu spl\u00e1cet?  Spl\u00e1cen\u00ed hypot\u00e9ky prob\u00edh\u00e1 stejn\u011b, jako spl\u00e1cen\u00ed jin\u00fdch typ\u016f p\u016fj\u010dek. Z va\u0161eho bankovn\u00edho \u00fa\u010dtu bude jednou za m\u011bs\u00edc zas\u00edl\u00e1na stejn\u00e1 v\u00fd\u0161e spl\u00e1tky na \u00fahradu \u00fav\u011bru. U nebankovn\u00edch hypot\u00e9k se m\u016f\u017eete t\u011b\u0161it na velmi n\u00edzkou \u00farokovou sazbu, srovnatelnou s t\u011bmi, kter\u00e9 poskytuj\u00ed bankovn\u00ed spole\u010dnosti. Dobu spl\u00e1cen\u00ed \u00fav\u011bru si zvol\u00edte ve spolupr\u00e1ci s na\u0161\u00edm poradcem a m\u016f\u017ee b\u00fdt rozvrhnuta a\u017e na t\u0159icet let.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pen\u00edze u\u017e za jeden den","item":"https:\/\/www.sras.cz\/penize-uz-za-jeden-den\/#breadcrumbitem"}]}]