[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sras.cz\/kartou-nebo-hotove\/#Article","mainEntityOfPage":"https:\/\/www.sras.cz\/kartou-nebo-hotove\/","headline":"Kartou, nebo hotov\u011b?","name":"Kartou, nebo hotov\u011b?","description":"Platebn\u00ed karta   V dne\u0161n\u00ed dob\u011b je opravdu velice modern\u00ed platit platebn\u00ed kartou. Pohodlnost je d\u016fle\u017eit\u00e1, ale je to opravdu tak bezpe\u010dn\u00e9? Jsou p\u0159\u00edpady kdy dojde k okop\u00edrov\u00e1n\u00ed karty a n\u00e1sledn\u00e9mu zneu\u017eit\u00ed. Nicm\u00e9n\u011b platba platebn\u00ed kartou je jednak pohodln\u00e1 a jednak nemus\u00edte u sebe nosit pen\u00edze. Toto ov\u0161em nese riziko, \u017ee \u010dlov\u011bk nakoup\u00ed mnohem v\u00edce, […]","datePublished":"2023-05-05","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.sras.cz\/author\/#Person","name":"sras.cz","url":"https:\/\/www.sras.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b72fc1bf1bf254b4118ef99c1da35a199f5a8e7c33c2166eae92618994df57ea?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b72fc1bf1bf254b4118ef99c1da35a199f5a8e7c33c2166eae92618994df57ea?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sras.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sras.cz\/wp-content\/uploads\/img_a307663_w2414_t1518944380.jpg","url":"https:\/\/www.sras.cz\/wp-content\/uploads\/img_a307663_w2414_t1518944380.jpg","height":0,"width":0},"url":"https:\/\/www.sras.cz\/kartou-nebo-hotove\/","about":["Finance"],"wordCount":488,"articleBody":"Platebn\u00ed karta V dne\u0161n\u00ed dob\u011b je opravdu velice modern\u00ed platit platebn\u00ed kartou. Pohodlnost je d\u016fle\u017eit\u00e1, ale je to opravdu tak bezpe\u010dn\u00e9? Jsou p\u0159\u00edpady kdy dojde k okop\u00edrov\u00e1n\u00ed karty a n\u00e1sledn\u00e9mu zneu\u017eit\u00ed. Nicm\u00e9n\u011b platba platebn\u00ed kartou je jednak pohodln\u00e1 a jednak nemus\u00edte u sebe nosit pen\u00edze. Toto ov\u0161em nese riziko, \u017ee \u010dlov\u011bk nakoup\u00ed mnohem v\u00edce, ne\u017e chce. Ur\u010dit\u011b v\u00edte, \u017ee kdy\u017e v pen\u011b\u017eence m\u00e1te pen\u00edze, prost\u011b v\u00edce nakoupit nelze. Ale karta je v tomto nebezpe\u010dn\u00e1, \u010dlov\u011bk m\u00e1 pocit, \u017ee m\u016f\u017ee neomezen\u011b nakupovat. Je velice zaj\u00edmav\u00e9, jak to v\u0161e funguje, p\u0159ilo\u017e\u00edm kartu k termin\u00e1lu a v m\u017eiku je zaplaceno – zkr\u00e1tka z\u00e1zrak. Dal\u0161\u00ed v\u00fdhoda karty je ur\u010dit\u011b bezpe\u010dnost, kdy\u017e je karta ukradena, tak ji \u010dlov\u011bk m\u016f\u017ee zablokovat a samoz\u0159ejm\u011b reklamovat p\u0159\u00edpadn\u00e9 transakce.Osobn\u011b preferuji platbu kartou, a\u0165 u\u017e debetn\u00ed (k b\u011b\u017en\u00e9mu \u00fa\u010dtu), nebo kreditn\u00ed kartou (schv\u00e1len\u00fd limit, kter\u00fd je nutno spl\u00e1cet). M\u00e1m pocit v\u011bt\u0161\u00ed bezpe\u010dnosti, \u010dlov\u011bk nemus\u00ed nosit velk\u00e9 mno\u017estv\u00ed pen\u011bz. Je pravda, \u017ee kdy\u017e m\u00e1 \u010dlov\u011bk mnoho karet a hlavn\u011b kreditn\u00edch je zde i nebezpe\u010d\u00ed, \u017ee se \u010dlov\u011bk dostane do dluhov\u00e9 pasti. Toto u\u017e je na ka\u017ed\u00e9m \u010dlov\u011bku, ale s\u00e1m z vlastn\u00ed zku\u0161enosti v\u00edm, \u017ee je velice jednoduch\u00e9 utr\u00e1cet a utr\u00e1cet. P\u0159esto si mysl\u00edm, \u017ee platebn\u00ed karty jsou mnohem lep\u0161\u00edm platebn\u00edm n\u00e1strojem. Hotovost Preferujete platbu v hotovosti? Hovost m\u00e1 n\u011bkolik nev\u00fdhod. Jednou z nich je nebezpe\u010d\u00ed, \u017ee pokud pen\u00edze n\u011bkdo ukradne, z\u0159ejm\u011b je ji\u017e nedostanete zp\u011bt. V\u011bt\u0161ina lid\u00ed, kter\u00e1 plat\u00ed hotov\u011b u sebe nos\u00ed v\u011bt\u0161\u00ed mno\u017estv\u00ed pen\u011bz a tedy je zde v\u011bt\u0161\u00ed riziko. Pokud \u010dlov\u011bku ukradnou kartu, blokuje ji. Hotovost se zablokovat ned\u00e1. N\u011bkdo m\u00e1 p\u0159esto r\u00e1d pen\u00edze, r\u00e1d sah\u00e1 na bankovky a drobn\u00e9. V\u00fdhoda je ur\u010dit\u011b v tom, \u017ee prost\u011b za v\u00edc, ne\u017e m\u00e1te v hotovosti nem\u016f\u017eete nakoupit. T\u00edm p\u00e1dem se nestane, \u017ee nakoup\u00edte plno zbyte\u010dnost\u00ed. Pokud chcete \u0161et\u0159it, tak je ur\u010dit\u011b dobr\u00e9 si br\u00e1t do pen\u011b\u017eenky jen tolik pen\u011bz, kolik pl\u00e1nujete utratit. Osobn\u011b m\u00e1m v pen\u011b\u017eence nap\u0159\u00edklad 200 K\u010d, kdyby n\u011bco. Platbu v hotovosti ale jinak nem\u00e1m r\u00e1d. Zkr\u00e1tka v dne\u0161n\u00edm modern\u00edm sv\u011bt\u011b je karta lep\u0161\u00ed a bezpe\u010dn\u011bj\u0161\u00ed. Ukl\u00e1dat si hotovost doma v \u0161upl\u00edku je naprosto k ni\u010demu. Dojde ke kr\u00e1de\u017ei a pen\u00edze jsou fu\u010d. A\u0165 u\u017e plat\u00edte v hotovosti, nebo kartou- po\u0159\u00e1d jsou to pen\u00edze. Proto nakupujte opatrn\u011b a nevyhazujte pen\u00edze oknem.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kartou, nebo hotov\u011b?","item":"https:\/\/www.sras.cz\/kartou-nebo-hotove\/#breadcrumbitem"}]}]