[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sras.cz\/je-libo-podnikatelska-pujcka\/#Article","mainEntityOfPage":"https:\/\/www.sras.cz\/je-libo-podnikatelska-pujcka\/","headline":"Je libo podnikatelsk\u00e1 p\u016fj\u010dka?","name":"Je libo podnikatelsk\u00e1 p\u016fj\u010dka?","description":"Soukrom\u00e9 podnik\u00e1n\u00ed slou\u017e\u00ed k tomu, aby si j\u00edm \u010dlov\u011bk zvan\u00fd soukrom\u00fd podnikatel vyd\u011blal pen\u00edze. A m\u011bli bychom si pro jistotu hned up\u0159esnit, \u017ee si n\u011bkdo takov\u00fd nevyd\u011bl\u00e1v\u00e1 pen\u00edze jenom s\u00e1m pro sebe. Vyd\u011bl\u00e1v\u00e1 je proto, aby t\u00edm nejen financoval sv\u00e9 \u017eivobyt\u00ed, ale tak\u00e9 aby platil v\u0161e, co je t\u0159eba platit v souvislosti s jeho firmou. [&hellip;]","datePublished":"2024-05-17","dateModified":"2024-05-17","author":{"@type":"Person","@id":"https:\/\/www.sras.cz\/author\/#Person","name":"sras.cz","url":"https:\/\/www.sras.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b72fc1bf1bf254b4118ef99c1da35a199f5a8e7c33c2166eae92618994df57ea?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b72fc1bf1bf254b4118ef99c1da35a199f5a8e7c33c2166eae92618994df57ea?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sras.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sras.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppp_5.jpg","url":"https:\/\/www.sras.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppp_5.jpg","height":0,"width":0},"url":"https:\/\/www.sras.cz\/je-libo-podnikatelska-pujcka\/","about":["Domov"],"wordCount":405,"articleBody":"   Soukrom\u00e9 podnik\u00e1n\u00ed slou\u017e\u00ed k tomu, aby si j\u00edm \u010dlov\u011bk zvan\u00fd soukrom\u00fd podnikatel vyd\u011blal pen\u00edze. A m\u011bli bychom si pro jistotu hned up\u0159esnit, \u017ee si n\u011bkdo takov\u00fd nevyd\u011bl\u00e1v\u00e1 pen\u00edze jenom s\u00e1m pro sebe. Vyd\u011bl\u00e1v\u00e1 je proto, aby t\u00edm nejen financoval sv\u00e9 \u017eivobyt\u00ed, ale tak\u00e9 aby platil v\u0161e, co je t\u0159eba platit v souvislosti s jeho firmou.Takov\u00e1 je prost\u011b realita. Podnikatel\u00e9 maj\u00ed pot\u0159ebu si hodn\u011b vyd\u011bl\u00e1vat a d\u016fvodem toho je skute\u010dnost, \u017ee kdyby se jim to neda\u0159ilo, dopadlo by to \u0161patn\u011b jak s jejich firmami, tak i s nimi. Je p\u0159ece d\u00e1vno dob\u0159e zn\u00e1mo, \u017ee podnikatel\u016fm nikdo ned\u00e1 nic zadarmo, a kdyby si tito sami dost nevyd\u011blali, budou muset sv\u00e9 podniky zav\u0159\u00edt a p\u0159ijdou o ob\u017eivu.Jen\u017ee je cel\u00e1 \u0159ada potenci\u00e1ln\u011b hroz\u00edc\u00edch komplikac\u00ed. A kdy\u017e se tedy v podnik\u00e1n\u00ed n\u011bco nevyvede tak, jak by to m\u011blo b\u00fdt, hrav\u011b se sklouzne do finan\u010dn\u00edch probl\u00e9m\u016f. A pak nen\u00ed ani na podnikatelovu ob\u017eivu, ani na udr\u017een\u00ed firmy v \u017e\u00e1douc\u00edm stavu a v chodu.Jen\u017ee podnikatel\u00e9 nejsou v\u0161emohouc\u00ed. A ne v\u0161echno dok\u00e1\u017eou sami ovlivnit. A kdy\u017e se tedy nezada\u0159\u00ed, n\u011bkdy nemaj\u00ed ani tu\u0161en\u00ed, jak to s nimi bude d\u00e1l, jak to zvl\u00e1dnou. A je jedin\u011b dob\u0159e, \u017ee na to v takov\u00e9 situaci p\u0159ece jenom neb\u00fdvaj\u00ed sami. Nemaj\u00ed sice \u0161t\u011bdr\u00e9 sponzory, kte\u0159\u00ed by jejich prod\u011blky financovali, ale jsou tu aspo\u0148 finan\u010dn\u00ed \u00fastavy, kter\u00e9 jim mohou na zvl\u00e1dnut\u00ed t\u011b\u017ek\u00fdch \u010das\u016f n\u011bjak\u00e9 ty pen\u00edze p\u016fj\u010dit.Nap\u0159\u00edklad takov\u00e1 hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu je uk\u00e1zkov\u00fdm p\u0159\u00edkladem p\u016fj\u010dky, kter\u00e1 pom\u00e1h\u00e1 podnikatel\u016fm zvl\u00e1dat jejich obt\u00ed\u017ee. I to je sice jenom p\u016fj\u010dka, kter\u00e1 se nakonec mus\u00ed i s \u00faroky vr\u00e1tit, ale je aspo\u0148 natolik snadno dostupn\u00e1, \u017ee nehroz\u00ed, \u017ee by u n\u00ed neusp\u011bl podnikatel maj\u00edc\u00ed aspo\u0148 n\u011bjak\u00fd ten nemovit\u00fd majetek.Kdy\u017e soukromn\u00edk pot\u0159ebuje, m\u016f\u017ee prost\u011b po\u017e\u00e1dat nebankovn\u00ed spole\u010dnost o takovou pomoc. A rychle a vcelku v\u00fdhodn\u011b usp\u011bje. A t\u00edm p\u00e1dem se d\u00e1 jak\u00e9koliv podnik\u00e1n\u00ed zachr\u00e1nit d\u0159\u00edv, ne\u017e je pozd\u011b.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Je libo podnikatelsk\u00e1 p\u016fj\u010dka?","item":"https:\/\/www.sras.cz\/je-libo-podnikatelska-pujcka\/#breadcrumbitem"}]}]